Tag Archives: Pam Ansell

Celebrating our 32nd Client Debt Free!

There is hope…

Another of our clients have completed their respective route out of debt. This brings our total to 32 households who have achieved Debt Free status with our free and holistic support since we opened seven years ago as East Dorset Christians Against Poverty (CAP) debt centre.

Christians Against Poverty - There is always hope

With their multiple award-wining free service, CAP Head Office negotiate with creditors to set up payment plans and budgets in line with government guidelines. Our local Debt Coach, Pam Ansell and volunteers, provide a variety of practical and befriending support tailored to the client’s preferences throughout their journey out of debt. People are helped irrespective of their age, gender, faith or background.

It all starts with a free call to 0800 328 0006 where you will speak to a friendly person who will book your first 1-2-1 appointment with Pam. Or for more information please contact Pam Ansell on 07458 395740.

There is always hope.

See news ‘Do you need help with Debt?’

Celebrating 31 Households Debt Free!

Always hope…

Another of our clients have completed their respective route out of debt. This brings our total to 31 families or individuals who have achieved Debt Free status with our free and holistic support since we opened seven years ago as East Dorset Christians Against Poverty (CAP) debt centre.

Weighed down by debt?

With their multiple award-wining free service, CAP Head Office negotiate with creditors to set up payment plans and budgets in line with government guidelines. Our local Debt Coach, Pam Ansell and volunteers, provide a variety of practical and befriending support tailored to the client’s preferences throughout their journey out of debt. People are helped irrespective of their age, gender, faith or background.

It all starts with a free call to 0800 328 0006 where you will speak to a friendly person who will book your first 1-2-1 appointment with Pam. Or for more information please contact Pam Ansell on 07458 395740.

There is always hope.

CAP’s Heaped Christmas Hampers!

At Christmas our East Dorset CAP Debt Centre was supplied with generous donations of groceries, Christmas items, treats and finance for purchasing personalised gifts. It is all thanks to local stores, churches and individuals that Christmas was made that much more special for those we support. This enabled us to supply both a Christmas hamper plus a groceries hamper to each of our client’s who are working their way through their respective journeys out of debt.

Executing such a great project would not have been possible without our small band of amazing volunteers giving their time and petrol. Not only did they help sort and assemble all these hampers, but helped Pam, the local Centre Manager for Christians Against Poverty, to deliver these to each household in the run up to Christmas.

A big thank you goes to Stone Family Butchers in Ferndown who donated 24 chickens, which we delivered to our clients on Christmas Eve! We are sincerely grateful to Sainsbury’s for a grant with which we purchased a slow cooker for each family to support their budgets and help reduce cooking fuel bills.

Here’s what some families said:

The presents and food was amazing, it saved Christmas! Thank you!

The chicken is great as we don’t like the taste of turkey, thank you very much!

We were overwhelmed with the gifts!… Thank you all very much and we wish you all a lovely Christmas.

From the staff and team at CAP East Dorset, Bearwood and Ringwood – thank you to all who made this initiative possible!

30th Client Debt Free!

There is hope…

Another of our clients have completed their respective route out of debt. This brings our total to 30 families or individuals who have achieved Debt Free status with our free and holistic support since we opened seven years ago as East Dorset Christians Against Poverty (CAP) debt centre.

Christians Against Poverty - There is always hope

With their multiple award-wining free service, CAP Head Office negotiate with creditors to set up payment plans and budgets in line with government guidelines. Our local Debt Coach, Pam Ansell and volunteers, provide a variety of practical and befriending support tailored to the client’s preferences throughout their journey out of debt. People are helped irrespective of their age, gender, faith or background.

It all starts with a free call to 0800 328 0006 where you will speak to a friendly person who will book your first 1-2-1 appointment with Pam. Or for more information please contact Pam Ansell on 07458 395740.

There is always hope.

See news ‘Do you need help with Debt?’

Stay Warm This Winter as Energy Prices Rise

The Bus Stop Club and Hope Church share tips to help people

During Warm Homes Week 27-30 September, The Bus Stop Club Charity and Hope Church, Ferndown is highlighting the issue of fuel poverty.

The charity and church run a Christians Against Poverty (CAP) Debt Centre which offers free debt help for clients in the local area. 

Pam Ansell, East Dorset & Ringwood Debt Centre Manager, said: “We’ve seen food prices rise, the Universal Credit uplift being cut and now with fuel tariffs increasing we’re worried about where this will leave people.”

“We’re encouraging people to access help and support towards the beginning of the winter rather than waiting until the end.

Many of those we help have struggled to stay warm over the winter, but knowing where to get support, combined with some simple energy saving tips, can make a difference.”

There are several schemes and top tips which can help people with saving money and staying warm this winter:

  1. Check with your energy company whether you are on the most appropriate tariff for your gas and electricity and if necessary, shop around for a cheaper deal by swapping suppliers.
  2. Ensure that your meter readings are accurate and that you are only paying for the energy you use.
  3. Investigate whether your home needs insulation to keep as much of the heat you are paying for in your home rather than having it escape through the roof and walls. Find local sources of support for warmer homes such as boiler grants and free loft insulation. For more details see:
    simpleenergyadvice.org.uk
    moneysavingexpert.com/utilities/free-cavity-loft-insulation or moneysavingexpert.com/family/grant-grabbing
  4. Turn the thermostat down by just two degrees from 20°C to 18°C. This will make a big difference. If you can afford to, make sure that you have your boiler serviced to ensure it is operating efficiently. If you still feel cold, wrap up in a jumper or blanket before turning the thermostat up any higher.
  5. Spend less time in the shower by setting a timer. This could save a family of four, on average, as much as £100 per year.
  6. Use cold water for handwashing. It’s the soap that kills the bacteria, not the hot water.
  7. Unplug your microwave. A microwave uses energy to power its clock 24/7. By unplugging it when you’re not using it, you can really cut down on electricity.
  8. Replace your light bulbs. Moving from traditional incandescent bulbs to CFLs (compact fluorescent lamps) or LED bulbs saves money because they are 90% more energy efficient and last 50 times longer.

CAP client, Peter, explained how CAP helped him:The letters were piling on the anxiety. It wasn’t good. When you’ve got that pressure on you, it makes you feel very depressed. You don’t want anybody to find out, so you try and keep everything to yourself. 

I was paying to settle my debts with gas and electricity – it was an accumulation of debt over time.

Now the debt is paid off. It makes life easier! I don’t have to pay those increased costs as I’m not in debt anymore. The payments have come down, so I have more money to play around with. Now, I have gas, electric and insurance which is all paid by direct debit. Then I have water and television that I pay for regularly. Now once I’ve paid those I don’t have to worry.

When something comes through the door now, I don’t have to feel afraid anymore. It’s great! I’m not fearful of it.

Working with CAP has made a big difference to my life now. It’s a sense of being determined not to get into that situation again. That’s the biggest thing for me. And to try and keep to a budget.

It’s a bit of a reality check. It’s easy to get into debt, anybody can get into debt, and there are people a lot worse off than me. But there’s no use running away from it and burying your head in the sand. You’ve got to face up to it and want to try and sort it.”

Pam added: “For some people, like Graham, it may be that debt help is needed but for others, these simple tips or knowing where to access help with grants and low-cost support schemes can be all that’s needed to go into the winter feeling prepared.”

If anyone reading this is worried about debts piling up that are causing anxiety and stress, then contact CAP on 0800 328 0006 as soon as possible to get free debt help.